This beautifully maintained all-brick raised bungalow is perfectly positioned in one of Victoria Harbour's most desirable recreational communities-steps from Georgian Bay for kayaking or paddleboarding, minutes from the marina for boating, and close to the scenic Tay Shore Trail for year-round outdoor enjoyment, including walking and cycling. The main level is bright and inviting, featuring hardwood flooring throughout, an open-concept layout designed for comfortable living and effortless entertaining. The spacious living and dining areas walk out to a large rear deck, creating a seamless indoor-outdoor connection. The well-designed kitchen provides excellent flow and functionality for everyday family life. The primary bedroom has two walk-in closets and a generous ensuite with space to add the jacuzzi tub you've always envisioned. A second bedroom, full bathroom, and convenient powder room off the laundry/mudroom complete the main floor. The mudroom also offers direct access to both the garage and deck. The finished lower level expands the living space with two additional bedrooms, a full bathroom, storage area, and a large open recreation space complete with plumbing and electrical rough-ins for a future kitchenette. This flexible layout presents excellent in-law suite potential, multigenerational living options, or comfortable accommodations for extended family and guests. Enjoy your morning coffee on the covered front porch, rain or shine. A double-car garage, wide driveway, and convenient access to Midland, Orillia, Barrie, and the GTA make commuting and weekend travel effortless. Whether you're seeking a year-round home, a recreational retreat, or a property with income and in-law suite potential, this exceptional home delivers space, flexibility, and an unbeatable Georgian Bay lifestyle.